> For the complete documentation index, see [llms.txt](https://ample-2.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://ample-2.gitbook.io/docs/how-payouts-work/odds.md).

# Your Odds, Over Time

Most draw-based products treat every week like your first week. Ample tracks how you actually save, and rewards it with three multipliers that only move in your favor.

| Multiplier  | How it grows                                        | Cap  | Resets when                                |
| ----------- | --------------------------------------------------- | ---- | ------------------------------------------ |
| **Loyalty** | 1.05 after one full cycle held, 1.10 after two      | 1.10 | You withdraw more than 10% of your balance |
| **Luck**    | +0.02 for every cycle without a payout              | 1.40 | You receive a payout                       |
| **Streak**  | +0.02 for each consecutive week with a $10+ deposit | 1.24 | You miss a week                            |

The three multiply together and apply to your tickets every cycle.

$$m = m\_{\text{loyalty}} \times m\_{\text{luck}} \times m\_{\text{streak}} \leq 1.10 \times 1.40 \times 1.24 = 1.91$$

A long-tenured saver on a twelve-week streak who hasn't won recently carries nearly twice the draw weight of a newcomer with the same balance. That gradient is the product working as intended.

### The reasoning behind each one

**Loyalty** reflects contribution. The pool is built from yield, and yield comes from money that stays. A depositor who has held through full cycles has put more into the pool than a same-size balance that arrived yesterday.

**Luck** smooths the variance every weighted draw carries. Suppose your tickets give you a 15% chance of receiving a payout in a given week. The chance of ten straight empty weeks is

$$0.85^{10} \approx 20%$$

common enough that plenty of real savers will live through one. The luck multiplier turns each dry week into compounding weight for the next, up to 40% extra, then resets when a payout lands and begins again.

**Streak** rewards the behavior the product exists to build, putting something away every week.

{% hint style="info" %}
Nothing here needs managing. The multipliers compute automatically each cycle and display on your dashboard, and the behaviors that raise them are the ones worth doing anyway.
{% endhint %}

### How boosts combine

[Boosts](/docs/how-payouts-work/boosts.md) from campaigns add on top of your earned multiplier rather than multiplying it, which keeps campaign math predictable.

$$\text{final multiplier} = m + b\_{\text{boost}}$$

A saver at 1.20 with a +0.25 campaign boost runs at 1.45x base tickets. Only your single largest boost applies, and [bonus tickets](/docs/how-payouts-work/bonus-tickets.md) add flat after everything else.


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://ample-2.gitbook.io/docs/how-payouts-work/odds.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.